I understand trying to cut costs so you can afford to travel, but travel insurance is not one of those things you should avoid. Let me tell you why you need travel insurance. A travel emergency is a real possibility.
Your Health Is Important
Heaven forbid you get injured or fall seriously ill. It’s important to know that you can afford to get the best care possible. Out of pocket costs can quickly eat up your entire vacation budget.
Do your research, chose a highly rated company that will cover all medical costs and even get you back home if you need to end your travels. When applying for travel insurance or international medical insurance be sure that you are honest and claim those pre-existing conditions otherwise your claim will just be declined. You shouldn’t have to worry about your recovery and a A+ insurance company will take care of you.
Medical Costs Can Ruin Your Vacation
Thankfully most holidays abroad are uneventful when it comes to your health. But a simple stumble on a cobblestone street causing a few scrapes could turn into a full blown staph infection requiring days in the hospital. Believe me, I’m not making that up. Even a broken arm could cost you thousands and if you are on a budget, that could wipe out your travel funds.
Your Private Insurance Won’t Be Enough
You may already have a really good private health insurance policy back home and it would be nice to think it will cover you when traveling abroad. That likely isn’t the case. Take the time to read your policy details. Whether talking auto insurance or health insurance, know what is in your private policies so that you can make the right choices when chosing insurance options.
Trip Travel Insurance
It’s really a good thing. You will recieve a refund in case of a travel emergency and need to end your trip early. Your belongings are covered in the case they have been stolen or lost. Look carefully at the policy to make sure things like laptops & cell phones are covered.
You Like To Play Hard
You make enjoy playing hard, diving, skiing, sky diving or in our case, spending time with wild animals. I know, not really playing hard, but wild animals can be spontaneous. We’ve spent time on safari putting us within 3 feet of a female lioness and her 6 week old cub. We’ve walked among grizzly bears in Alaska too.
No Cancellation Fees
With trip insurance, if something goes wrong even before your departure, you won’t be at a loss. Nothing worse than not being able to make your vacation dreams come to true, but then to still have to pay for it. The worst!
It’s clear when you think about it why you need travel insurance.